Keep some things to yourself!

Sometimes the best thing you can do for your peace, your pockets, and your progress is to move in silence. Especially when you are on a mission to get out of debt.

Just last month I was talking to a relative about how much I was trying to get out of debt, and they thought it would be beneficial to point out how long I have been saying I want to get out of debt. Well, it wasn't, and it caused me to shift in my chair, but I wasn't about to blow up right then. Little do they know I have been out of debt to a certain extent, but life happened, and I had to create more debt. Like when my HVAC unit (furnace & air conditioning) needed replacing or I needed a new roof. Those are things that I didn't have cash for and so therefore I had to do what I needed to do and that was charge it. What frustrated me in the moment of the conversation was instead of me saying what was on my mind, I just went quiet. I don't want to argue with anyone about anything, especially when those people have their mind made up. I know I have used my credit for things that weren't emergencies, like when I financed a trip to Australia over a year ago, but that was an experience that I am so happy I was able to achieve.

Getting financially independent is a deeply personal journey. It's filled with sacrifice, self-discipline, and a lot of quiet choices that most people won't see or understand and that's okay. I don't have to explain my "No", or my budgeting, or why I may be skipping a trip, or a dinner out. What I am learning is not everyone needs a seat at the table of my transformation. I just need to make sure from this day forward that if I want to do something nice, I need to put away for it. Which that in itself can challenging when you make just enough with your current job. I have put in so many applications for a second job to supplement my current salary, but there is a plethora of other people who are doing the same thing. All I need to get solvent is one year and another full time job and I can make it happen, considering no other big expenses knock on my door in the meantime.

It can be extremely challenging when you have a goal in mind, and you share it with others only for them to throw adversities in your face. You think I don't know how long I have been trying to get out from under this debt mountain? I do know, but I also know that I have been doing this life thing by myself and have had to raise all my kids and then some by myself. I have had a few financial setbacks and now I am finally trying to set my mind and my feet on the task ahead all while continue to LIVE life. I know we were not created to just work and pay bills, that is boring and not a life at all.

I know that not everyone will cheer me on for the changes I am making and that is fine because I am encouraging myself. So many times, people will try to pull me or you back into our old habits that got us stuck in the first place, and that is not something I want. I am trying to rebuild, and I don't need distractions.

What I do know is that when this debt is gone, I will have more peace and my options will be wide open, that is when my results will speak for themselves. I have to keep doing the work, cutting corners when I am able to and keep pressing ahead.

Sending you love, light and positive vibes,

Cassie K.

#SayItOnSunday

#CassieKarch

"Always remember to LIVE life to the fullest, to LAUGH at everything and to LOVE unconditionally!"